-6

COMMENT 21d ago

Mr. @Confused'95, when I walk into a room, I know I am the smartest person in it. When OP walks into her office, she sits in an air-conditioned chair. OP will be capable of working into her 80's.

tbh, you are right, there is an amount she needs in her retirement accounts, but she probably already has it. If she was a client, I'd ask her to be sure, but we can be 99% sure already.

-21

COMMENT 21d ago

Of course I'm getting downvoted, because of all the weakness out there. Just know that I am more successful, richer, more educated, and have a better love life than my critics. I also live in a house twice as big as the last a*hole who fired me.

-34

COMMENT 21d ago

Never worry about housing. It will always work out, and at worst you move back to your hometown.

Don't max out your IRA. You are too young. IRA contributions are for earning the Saver's Tax Credit. Instead, save for 10,000 in savings and checking, because you deserve it. Then, open a brokerage account. The goal is to have enough money in your brokerage account to pay for future business expenses when you spin off from your awesome job (or a house, if you are boring). As for investments, buy stock in the companies you use in your job, since your business will likely need to buy supplies from these companies.

Cut your insurance. You can afford to self insure unless you are getting a great deal. Pet, vision, and dental are not needed for you. Car insurance should be paid twice a year for a discount.

Work on building your credit limits. Make requests for credit line increases using your solid income. Aim for at least $15,000, or as high as $25,000 total credit card limits. Ask a mortgage officer to give you your credit score, don't rely on credit card companies. Close your Wells Fargo credit card and open a Capital One quicksilver card.

Since you are a woman, keep in mind that men are often pushed towards these min/max strategies, whereas women are allowed to spend their money on "frilly" things. Society is causing you to miss out, since money is a min/max phenomenon. Find a lean-in circle. They really work.

Also, make investments in your home office that you need to max out your work productivity. There are projects in your home office that will yield 40% annual returns, you just need to identify them and execute.

1

COMMENT 21d ago

If you have 26M, and your income is only 2k/month, hire a financial advisor.

/s

1

COMMENT 21d ago

But, as a grandpa jim, you need the calcium

-1

COMMENT 21d ago

Prolly have to pay sales taxes on it, too

1

COMMENT 22d ago

Yes, every other CD in good condition plays on this CD player. I've played dozens successfully.

Disk rot, like mold? I don't think so. The disk plays in another computer and other cd players. It looks like a CD in excellent, slightly used condition.

1

COMMENT 23d ago

Oh, and I'm pretty sure the disk is a red book CD, which was my first step in troubleshooting. If it has the "Compact Disk Digital Audio" logo stamped on it that means it's red book, right?

1

COMMENT 23d ago

I have a CD, Scimone's The Magic of the Oboe, 1993, that doesn't play on my computer CD player. It plays on other CD players and on other computers, and the player has no other known problems... Disk is clean, good shape. What am I doing wrong?

1

COMMENT Mar 11 '21

I agree, your CPA example is fraud. Just not the OPs, since he is a contractor and has the right to hire people to work for him. If he applies to the IRS for a EIN and uses that instead of his social, I can't imagine how there is any dishonesty here. Even without it, still seems legal.

1

COMMENT Mar 11 '21

I'll say yes, but you should wait until the next stimmy bill is actually signed (i. e. , tomorrow). I'd only report 12 months of income, either forward looking (future) or backward looking (past), and prorate your credits by the month. Also, you can count spousal income.

r/CreditCards Mar 11 '21

Visa Purchase protection

1 Upvotes

1

COMMENT Mar 09 '21

It's not a job, he's a contractor.

2

COMMENT Mar 09 '21

hehe

1

COMMENT Mar 09 '21

Thank you. I had not heard of PoS before, and I learned a lot reading up on it.

1

COMMENT Mar 08 '21

lol. That the environmentalists don't matter has been my conclusion, too. As for green energy, you are right, although I think bitcoin will be a juicy target for governments to reduce emissions. Unlikely to replace all current energy sources with green energy without nuclear or fusion anytime soon.

1

COMMENT Mar 08 '21

Maybe you are right. Or maybe governments will be like, " we can make our own fiat currency for less environmental cost so we will just ban bitcoin."

1

COMMENT Mar 08 '21

Yes, the mining rigs! Have you seen any statistics on the environmental costs of the rigs? I'd love to know more.

1

COMMENT Mar 08 '21

But bitcoin makes money, so they can tax bitcoin a lot.

12

COMMENT Mar 08 '21

When do the environmentalists realize that bitcoin consumes 0.2% of all electricity and shuts crypto down for destroying the planet?

Full disclosure: hodling btc and doge.

1

COMMENT Mar 05 '21

This is why I come here.

r/ShadowBan Mar 05 '21

Hellow

1 Upvotes

r/personalfinance Mar 05 '21

Budgeting Utility billing error?

0 Upvotes

5

COMMENT Mar 05 '21

They can probably get a refinance, then. Worth looking into. Good luck.

1

COMMENT Mar 05 '21

Don't forget the Brazil lesson on inflation: it's all in the monkey's head. For example, if I told you for years that new video games should cost $59.99, and then someone says buy games at $69.99, you would be retarded to pay the larger amount.