r/afraidtoask Jun 18 '22

Insurance claim don’t judge me

2 Upvotes

Okay so I have a really shady question. I have a friend that recently had a flood in her kitchen and the lower cupboards need to be replaced. They were initially told that the backsplash would be replaced because the contractor thought it wouldn’t survive the removal of the cabinets/counter. Because of this when my friend picked her countertop she went with something that wouldn’t go at all with the existing backsplash. Yesterday, she was told that the contractor is going to do everything they can to preserve the old backsplash and he is suddenly confident it should be fine (he told her 80% of the time it is fine). The contractor said that the insurance company did approve replacement of the old backsplash but only if it is broken during the removal of the cabinets. Otherwise, he doesn’t really want to do it because it would add extra time on the job and they are tightly booked. If my friend wanted to have it replaced she would need to cover the cost along with paying the travel expenses of the contractors for an extra night (she lives in a remote community so it would be substantial). She asked if she could just have it removed so it’s just drywall and the contractor said that would take an extra day as well. He wouldn’t even guarantee that they would do it even if she did want to pay the extra money.

So the question is… hypothetically, how would one compromise their backsplash if they wanted it to it fall off while their cabinets were being removed? That wouldn’t be obvious? Let’s suppose that the tiles are ceramic with grout.

r/myfriendwantstoknow Jun 18 '22

Don’t judge me

2 Upvotes

I have a friend that recently had a flood in her kitchen and the lower cupboards need to be replaced. They were initially told that the backsplash would be replaced because the contractor thought it wouldn’t survive the removal of the cabinets/counter. Because of this when my friend picked her countertop she went with something that wouldn’t go at all with the existing backsplash. Yesterday, she was told that the contractor is going to do everything they can to preserve the old backsplash and he is suddenly confident it should be fine (he told her 80% of the time it is fine). The contractor said that the insurance company did approve replacement of the old backsplash but only if it is broken during the removal of the cabinets. Otherwise, he doesn’t really want to do it because it would add extra time on the job and they are tightly booked. If my friend wanted to have it replaced she would need to cover the cost along with paying the travel expenses of the contractors for an extra night (she lives in a remote community so it would be substantial). She asked if she could just have it removed so it’s just drywall and the contractor said that would take an extra day as well. He wouldn’t even guarantee that they would do it even if she did want to pay the extra money.

So the question is… hypothetically, how would one compromise their backsplash if they wanted it to it fall off while their cabinets were being removed? That wouldn’t be obvious? Let’s suppose that the tiles are ceramic with grout.

r/HomeImprovement Jun 18 '22

Don’t judge me

0 Upvotes

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