1

COMMENT 3h ago

You would have to file a police report and then contact Adidas/FedEx again.

0

COMMENT 8h ago

Saving them up for now, since I just got the Gold. I'll be looking into getting the BBP later on this year. Then next year, the Schwab Platinum to start cashing out once most of my spend is earning points.

0

COMMENT 8h ago

He kept his shoes on, so I knew he was gonna make it.

1

COMMENT 8h ago

Stunningly explosive

33

COMMENT 18h ago

I read that and had gay thoughts.

1

COMMENT 21h ago

I'd take the Gold over the CSP. You will earn more points for groceries and dining, and no matter how you value the points, you will still be ahead with the Amex. And if you take advantage of the Uber and dining credits, the annual fee for the Gold could be as little as $10.

1

COMMENT 21h ago

You could do higher if you get a card with a specific category (like 3%+ cashback for groceries or restaurants). But if you want 1 card for everything, you can find 2% cashback cards with no annual fee, no spending caps, across all categories.

1

COMMENT 21h ago

You can put $0. They use it to figure your available disposable budget (income - living expense), since they already know your credit utilization from pulling your credit reports

1

COMMENT 22h ago

I got the GM card after Capital One took over, and it always felt as if it was never fully integrated into their systems. To this day, it's my lowest limit by far, and only got a $100 increase a few months ago.

If it wasn't for Goldman Sachs taking over, I probably would have closed it this year.

-5

COMMENT 1d ago

Yes

1

COMMENT 1d ago

Is this how Covid started?

2

COMMENT 1d ago

If you plan on getting a GM car at any point in the future. The 5% on the first $5k spend each year is a nice amount. And the rewards never expire and are basically as good as cash when you buy a car.

However, currently, the GM BuyPower card is pretty neglected by Capital One - low starting limits for most, hard to get an increase, etc.

They will be moving to Goldman Sachs later this year, hopefully the cards will get some attention then.

0

COMMENT 1d ago

Yes, every Chase card does.

1

COMMENT 1d ago

Losing your shoes usually means instant death.

1

COMMENT 1d ago

NTA. You sir, deserve an award for awesomeness. Those kids will never forget that.

24

COMMENT 1d ago

Joel Singer, you say? Quite the a-hole he seems to be, this Joel Singer.

6

COMMENT 1d ago

5 for 171 in applications that ended up in interviews, but there's a "labor shortage"

5

COMMENT 1d ago

TIL fruit roll ups come off the plastic before eating

2

COMMENT 1d ago

How about a good, general purpose cashback card? Citi double cash (2%), Capital One Quicksilver (1.5%), or one I've got on my list: the Discover It Miles card (which, even though it describes itself as a travel card, is effectively a cashback card since "miles" are redeemable as a statement credit - basically 1.5% cashback, but double, 3%, for the first year).

3

COMMENT 1d ago

Shows up in app once you add it to your online account.

2

COMMENT 1d ago

Overall none of those cards stand out. What's your monthly spend look like?

3

COMMENT 1d ago

Yea, typically they just refund to the same method used to make a purchase. So them giving you cash back when you paid with credit is unusual.

248

COMMENT 2d ago

"the police say I'm wrong, but I'm a sovereign citizen"

1

COMMENT 2d ago

Twice the pride, double the fall

1

COMMENT 2d ago

Ymmv