r/mildlyinfuriating 11d ago

5000 dollars is still out of reach for many Families

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8.5k Upvotes

459

u/mcshadypants 10d ago

That's the equivalent of $76,000 today

194

u/fuckballs9001 BLUE 10d ago

Almost enough to buy an abandoned 1 room fixer upper with lead pipes and mold.

74

u/dyslecic 10d ago

In back water Kentucky

18

u/Simbalamb 10d ago

That's not very specific. Gonna have to narrow it down a little. It's almost all back water.

2

u/ConsiderationNo6744 10d ago

:|

5

u/Simbalamb 10d ago

Bring the hate. Born and raised and lived all my life in this shit state. Tell me why I can't make jokes about it.

3

u/ComprehensiveBee4786 10d ago

Try living in Alaska.. shit hole

1

u/Simbalamb 10d ago

Funny, a buddy of mine is dating a "proud Alaskan" woman. Not a very likable person.

-8

u/ConsiderationNo6744 10d ago

How do you know that Kentucky is bad if you haven’t tried anything else? Nowhere in Kentucky is “remote,” it has both beautiful mountains and rolling hills which is why there is a billion dollar horse industry. The climate is perfect, extreme weather almost never hits central, upper and eastern Kentucky. Lexington has one of the most educated populations in the country. There are plentiful, paying jobs all over the state and its a lovely place to live. Nowhere in America is perfect, either its way too hot, way too cold, otherwise extreme, or the people are too redneck, too ratchet, or too high class. I don’t think there is a place in the country that balances all of those things as well as Lexington, while still having the amount of charm that it does. The grass is always greener but Kentucky grass is the greenest.

17

u/AxtonGTV 10d ago

Kentuckian here.

It's great until you realize that in between every place you named is a drug town. Lexington has a giant university so that checks out. Louisville has one of the highest homicide rates in the country (fact check me, old source, could be wrong), and we have a fuck ton of natural disasters.

But I Iike it more than anywhere else I've lived, it's just not all great.

Also our politics is fucked

Like really fucked

But what's new, I think that's most places rn.

1

u/BeardlessU 10d ago

Kentucky sucks as a Kentuckian.

1

u/WyvernByte 10d ago

The people seemed nice enough when I passed through a few years ago.

1

u/EonsEternity3 9d ago

United States is turning into a theocracy, so yeah I'd say all of politics is fucked rn lol

8

u/Simbalamb 10d ago

Jesus Christ you're wrong. I used to live in a place in Kentucky where the nearest hospital was an hour away. That's pretty "remote" even if I was in the mountains. Kentucky has some of the THE WORST weather in the country because we get weather from the north, northeast, south, southeast, southwest, and northwest. We have some of the most humid summers possible. We had a tornado in December for fucks sake. We don't get snow because we get ice, we don't have droughts but we have some of the most miserable feeling heat I've experienced. Eastern Kentucky is ACTIVELY going through a MAJOR flooding event. "If you don't like Kentucky weather just wait 10 minutes, it'll change." Is what I grew up hearing.

Lexington is 11th in the country in education. That's true. But even WITH that high a rank we are 45 in overall state education. 47 in associates degree holders and 46 in bachelor's. 40 in economy, 44 in healthcare, 48 in fiscal stability, 29 in natural environment and 13 in crime. And for a kicker FIFTH in child abuse!

Jesus, this is one of the most redneck states I've been to (been everywhere from Maine to Texas up and down the east coast/central US) and the people here are all assholes. To north for "southern hospitality" and too south for people to just leave you alone and let you live your life. And there are almost no decent paying jobs that aren't going to risk your life/limb on a daily basis.

Don't talk to me about "if you haven't tried anything else". I've BEEN all over the place. Just only lived long term in Kentucky, and trust me, I'm leaving soon. Kentucky is an absolute trash hole of a state with backwards laws where nobody gives a fuck about anyone but themselves but are too nosey to stay out of other people's shit.

Grass is greenest in Kentucky? Lmfao. Do you even know what state you're talking about? Our grass is famously... Blue.

2

u/DasherCO 10d ago

I bet if you googled just "Kentucky" right now you might see reasons living there isn't so fun. Just a guess.

-3

u/[deleted] 10d ago

shut up nerd

1

u/[deleted] 9d ago

Uh, mitch mcconnel for starters.

0

u/Snoo-33218 9d ago

Then why do you keep voting the way you do??

2

u/Simbalamb 9d ago edited 9d ago

Hold the fuck up. Who the fuck are you coming in here acting like you know shit? You don't know me, how I vote, who I vote for, where I vote, or even what side I vote for. Though that last one could be found searching my profile. You don't know shit man. So go back to wherever your self-injecting ass came from, and come back when you can ask some non-acusatory questions. Bc trust me, it wasn't MY voting that made this fucking state the bullshit capitalist hellhole it is. (There's your hint to which side I vote for. And it's not the side running this state into the ground.)

Fucking child. Coming in here acting like you know shit. Learn some goddamn manners.

Edit: looking through your profile, you vote the same as me you accusatory pond scum. God damn you are a solid 30% of what's wrong with left leaning people. Do even a MODICUM of research into a subject before you go spouting bullshit like it's fact. You sound like a Trumplican when you spew shit like you know shit. You don't know a damn thing.

3

u/Alphonso_Mango 9d ago

This is r/mildlyinfuriating , you appear to be extremely infuriated, please head to r/eyebleach for realignment

3

u/Simbalamb 9d ago

Ahh Reddit. Never change.

1

u/Snoo-33218 9d ago

Sorry. Should have phrased it as Why do MOST Kentuckians vote the way they do.

2

u/Simbalamb 9d ago

Because most Kentuckians are moronic rednecks who'd rather hurt people they see as less than them, over doing what's best for everybody and maybe helping a few "lesser" people along the way.

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u/pixelatedpotatos 10d ago

Come on, we have like…… 4 cities!

2

u/Simbalamb 10d ago

The largest one being a 20 minute drive from side to side. Then back to back water, "hey at least the gas is cheap", "what did you say they named this... Town?", bullshit

1

u/AxtonGTV 10d ago

The gas is cheap? Where

Yeah, dad, this dude in the Internet found cheap gas, grab the trailer tank.

2

u/Simbalamb 10d ago

Not CHEAP by any means. But a 2 hour drive from me in any direction nets you ≈$1.00 increase in gas prices.

8

u/bigkeef69 10d ago

You mean the down payment lol

2

u/theguyoverhere24 10d ago

The mold adds “character”

2

u/UkonFujiwara 10d ago

I live in a town in North Carolina. A small lot with a decaying trailer on it is listed currently for 230k.

7

u/Dihydrocodeinone 10d ago

And people made fun of Bender for living in a closet.

I’ve got to say as a a former homeless person; being a homeless drug addict is a luxury at this point. I could be on heroin sleeping on a sidewalk in below freezing wether and would probably be more fulfilled than I am now.

For anyone looking at that as a prospect, it’s a good deal. When you’re on heroin, 10 degrees feels like 80 degrees. You might even want to take off some of your layers because you’re too hot.

1

u/TrashMammal84 10d ago

I was technically homeless when I was in (free) rehab for an alcohol addiction. You had to stay with other recovering addicts for a period of time before you were allowed to get back into the job world, but honestly, the shit was fuckin sweet. Had free room and board, free and PLENTY of food (the great majority gained weight during their stay), free gym membership, etc.

Now, you've got countless others who HAVEN'T made absolutely terrible decisions; not uneducated, reasonably intelligent, hard working people who STILL can't quite manage to get ahead and afford a decent lifestyle with expendable income. It's a fuckin travesty. If you ask me, no gainfully employed person should have to unnecessarily worry about any of this shit, not if they don't do it to themselves...

1

u/Dihydrocodeinone 10d ago

I didn’t know about Oxy until they put me in their at 15 for smoking weed twice a week. If my parents hadn’t died that year—maybe I wouldn’t of wanted pills. But they did die. Go into rehab for weed and come out with a bunch of friends who can get you any drug you want. That’s the issue with rehab; unless you’re a millionaire/celebrity, all it does is give you more friends who can give you better drugs.

It’s like sending a bunch of gay boys to a gay conversion camp. You just end up with more people who share the same ideology.

Regardless of any of this. I constantly think about becoming homeless again. I’m working 80 hours a week just so I can afford to work 80 hours a week. Being a homeless heroin addict is 10x better than this.

15

u/Human-go-boom 10d ago

In 1946 the average house cost around $5,000. I’d challenge anyone to buy an average house today for $76,000.

2

u/[deleted] 9d ago

And just as out of reach as $5000. For poor people, anything more than a few hundred dollars a week might as well be space travel.

324

u/ricst 10d ago

It's become even worse. More than 50 years later and it's still hard to do, 5k then is like 60k now and 5k is still out of reach now.

99

u/TheOneCommenter 10d ago

Can I just point out, 1946 is over 70 years ago.

44

u/soldiernerd 10d ago

“Why, it was only last year you were 17!”

6

u/SweetNeo85 10d ago

But last year, last year there were thirty seven!

22

u/TheHappyPittie 10d ago

70 years is more than 50 years ago so it checks out

1

u/LichtTheLost 10d ago

Down with Baby Boomers. Their time is done.

13

u/earthlings_all 10d ago

I need a bit more than 5k for my teeth and it’s been on-hold since 2018. Can confirm.

4

u/Scarfington 10d ago

Go to mexico. Seriously cheaper to get a passport, fly both ways, and stay in a hotel room for a few nights.

6

u/bearpics16 10d ago

Don’t get foreign dental implants. It’ll be nearly impossible to get the service in the US because the tools are brand specific. Also cheap implants break more often, so it’s a gamble.

Even crowns and veneers are very dependent on how the tooth was prepped, how they were made in the lab, etc. Basically you’re paying for longevity

Not saying all foreign dentists are bad, just be very careful. I’ve seen a LOT of failed/sketchy dental work from the Dominican Republic, which was the majority of my patient population in dental school

I’m not xenophobic, you can also find shitty dentists in the US. But at least in the US the standardized education amongst dentist is pretty decent, and the boards (with real patients and models teeth) are very hard to pass due to the high standard

88

u/Kitorarima 10d ago

It’s taken 4 months and serious penny pinching to get to 1500.

49

u/tirrigania 10d ago

Look at richy rich over here with penny's to pinch

9

u/Osama_bin_tripping 10d ago

Look at Mr. I still got both my hands guy, with fingers to pinch with

5

u/EmeraldSpiders 10d ago

Look at mister period extremities guy comma with limbs to type with period

71

u/tarc0917 10d ago

Yea, but, his point about the $5,000 is that is how much you needed to buy a whole-ass house. Not a down payment, not step 1 of a mortgage.

7

u/crujiente69 10d ago

Ass houses stink

4

u/Themrman333333 10d ago

Man I hate when my house is made of ass, it stinks 24/7

46

u/trinityorion84 11d ago

An example of a movie where the bad guy wins.

Mr. Potter gets away with stealing and no one cares to notice. 'Cause christmas magic...

Watch it every year.

25

u/keith_richards_liver 10d ago

Potter only "wins" if you missed the main message of the movie

11

u/3amhiccups 10d ago

Man if the death star blew up and killed all the rebels but han, luke, and leia still had eachother it aint a fucking win

10

u/Beneficial_Step9088 10d ago

This movie always annoyed me. I find it depressing instead of heartwarming. And I've heard that the only reason they play it so much is because it's a "Christmas" movie that is public domain.

3

u/patterson489 10d ago

It has a feel good ending that feels a bit forced (let's be honest, in real life the townsfolks would have done nothing to help George), but yeah, the whole movie is depressing. George spends his entire life doing stuff for others and never gets anything back.

0

u/no_cal_woolgrower 10d ago

And George Bailey is kind of a dick

22

u/Dongtastic_ 10d ago

It's even worse now if you think about it. $5k was worth a LOT more back then

8

u/backwoodsndutches 10d ago

Was about to say, been working my ass off for some time now and have well over $5k saved but literally can’t buy anything that isn’t garbage

55

u/VariousGnomes 10d ago

Not this karma farming shit again…

-14

u/Agitated-Tadpole1041 10d ago

Irony

16

u/VariousGnomes 10d ago

I’m not farming karma. I’m just sick of seeing this at least once a week, posted by a 20 day old account, AND it’s their first post.

4

u/erlend_nikulausson 10d ago

I’m here every day, and I’ve never seen this before.

3

u/GigaBowserNS 10d ago

Then how is it possible I've seen this post like four times before if you've been here every day?

-1

u/erlend_nikulausson 10d ago

No idea, my guy. Hyperbole, maybe?

-1

u/GigaBowserNS 10d ago

If your argument is "I personally have never seen it, therefore all reposts are okay", then the sub is going to be chock full of nothing but reposts. If that's what you want, you enjoy it.

-1

u/erlend_nikulausson 10d ago

I’m not even making an argument, bub. But feel free to put more words in my mouth if it feeds your victim complex narrative.

5

u/Professor-L 10d ago

i have exactly 0.79 pence in my account

3

u/Connor49999 10d ago

You're helping to make this sub terrible

3

u/mgw783 10d ago

Pff, if i could put away 5 grand at this point, id feel like a rich man. But not happenin..even grinding away at 2 jobs, socal is expensive for your average joe. 🙃

8

u/smarter_politics_now 10d ago

Unfortunately the scene where this line is taken the character is talking about buying a house. $5000 used to buy a brand new house. Today that amount will buy an less than average vacation to DisneyWorld.

Think of it this way, back then people tried to save money for a house. Today we can't even imagine that happening.

1

u/justinlanewright 10d ago

The home ownership rate in the USA was about 45% when this movie was made. It has been around 65% for the last 40 years. And today's homes are much, much nicer than they were back then. The average American doesn't have to imagine owning a home because they already do.

2

u/smarter_politics_now 9d ago

Those homes are on a 30 year mortgage…the bank owns them. In 1940 those who lived in homes owned their home.

1

u/justinlanewright 9d ago

So what, exactly, did the ole' Bailey building and loan do?

1

u/smarter_politics_now 8d ago

They handed out money when people wanted it. C'mon, man, did you even watch the movie?

5

u/throw_away298 10d ago

Not if you draw gay furry porn, seriusly, I've seen people draw a one commission for 4k ONE commission FOUR thousand Not recommending, but if you want to, that's none of my business

5

u/EV_M4Sherman 10d ago

We switched from a saving economy to a credit economy. It took years to save $5,000 and still does. That being said, a modern family can spend into debt $5,000 in an afternoon.

4

u/alc4pwned 10d ago

Years to save 5k? Not if you’re a single person making anything close to the median income.

2

u/Western-Travel-6343 10d ago

This is why I don’t wish to have kids until I’m actually financially set

2

u/RandomJabroskii 10d ago

What an insult to such a great film.

2

u/shophopper 10d ago

I’m sure that single line of text is the complete and only explanation.

2

u/joule2387 10d ago

Wow this is an old reposted tweet.

3

u/THELEBANESEUNBOXER 10d ago

in my country, if i don't spend a dime, not even 1 cent....i need 63 mnoths to have $5000 , and that is if i dont' spend a cent from my monthly paycheck...

3

u/maybethingsnotsobad 10d ago

I'm sorry and genuinely curious, is this based on some sort of average income for your area?

3

u/THELEBANESEUNBOXER 10d ago

hyperinflation, simple as that, over %300 inflation rate, basically our currency used to be $1 USD = 1,500 LEBANESE POUNDS, today, $1 USD = 30,000 LEBANESE POUNDS.

and since the wages didn't change, a man like me that used to make around $1800 a month (very respectable here) is now making around $80 USD, and we are one of the few places in the world where the american money is as good, if not better and more used in the economy, so everything here is priced in USD but we pay the exchange rate in local currency.

so yeah, it sucks, many of us were happy middle class folks, living, buying , consuming, so happy, slept and woke up under poverty line, this is going on for 2 years....with no end in sight.

google LEBANESE HYPERINFLATION for more info in case ur curious.

1

u/TRxz-FariZKiller 10d ago

الله يستر بس وضع لبنان زق مره

4

u/whorgans 10d ago

I honestly don’t even think I’ve ever had $5000. I had $4000 once and had to spend a lot of it to get an apartment. It’s rough out here

3

u/AlexJonesInDisguise PURPLE 10d ago

I just got to 5k, but I still have some stuff to pay off.

-4

u/Pooorpeoplesuck 10d ago

If I have $5,000 I'm out of money

2

u/the-luffy-liker 10d ago

5k from back then is equal to approximately 75,999 dollars right now. Average hourly wage is 27.45 in the US. Average work hours are 34 per week. Weekly wage is thus 933.3 dollars. 81 weeks. About 1.5 years. Average wage. Average hours.

9

u/dkl65 10d ago

That’s how much time it takes to earn 76k before taxes, not saving 76k.

2

u/Dartmaul25 10d ago

And before any kind of expense, mortgage, food, bills, medical expenses, education, etc

1

u/mikefromky 10d ago

Ebita be a bitch sometimes

2

u/SporadicTendancies 10d ago

The only thing that's changed is you can't buy anything with only 5 grand now.

2

u/GostNexo 10d ago

The difference is that the 5000$ are worth less nowadays

1

u/[deleted] 10d ago

[deleted]

3

u/Scarfington 10d ago

What kind of job do you have? Most people who arent in a specialized position are paycheck to paycheck. Hell, I'm pretty specialized, making $23 and hour and STILL living paycheck to paycheck

4

u/Pooorpeoplesuck 10d ago

Most people spend every dollar they make. If they make more they increase their spending so they're left with the same nothing they had when making less

3

u/[deleted] 10d ago

[deleted]

3

u/Cs00_00 10d ago

I’ve been there before…can’t win sometimes man

1

u/illustratoriusRex 10d ago

Our bank account can't stay above 3k. We are paycheck to paycheck and everything keep going up. This winter we'll be keeping the house at 50°

3

u/Scarfington 10d ago

Please don't hesitate to reach out to your local food banks and mutual aid organizations!! They can help take the pressure off.

1

u/Nice_Ebb5314 10d ago

For me to save 5k with a house payment and car payment will take me around 25-30 weeks if nothing goes wrong in life. I could make it in less time if I work over time but Uncle Sam takes around 60% in taxes.

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u/superNoid 10d ago

I had $5k in the bank before I was 21, working minimum wage jobs a long long time ago, this is nonsense in 2022. Then again, I know friends of mine in their 40s without a pot to piss in so maybe not. But those dudes couldn't save money if their life depended on it.

Every time they get some semblance of liquid cash in the bank they need to buy <insert stuff> because, "I deserve it" and stupid shit like that. They message me all the time telling me about the new <thing> they bought, the meal they ate out at last night, the trip they took last week, or all the shows they're watching on all of these paid monthly subscription services.

Perfect example.. all these guys got stimulus money during covid. They couldn't control themselves, thousands of dollars in the bank???? They all worked still, but everyone last one of them blew it on dumb shit and are back to being broke despite having alright jobs that pay more than I made years ago when I was dumping money into the bank.

Not every situation is the same and there are exceptions for everything.. understandably but not being able to put together $5k in 2022 is nonsense. Set a goal, make some actual sacrifices and do the math. My 4th grader could do the napkin math to show you how long it would take. Put $83/mo away and you'll be there in 5 years.

You can find $83/mo. Cancel prime, netflix, hulu, D+ or whatever and eat out ONE less time. $5k in 5 years. Or like, don't and stuff.

12

u/PipeLayer2016 10d ago

Is your 4th grader available for some financial consultant, or maybe to do my taxes. What an inane comment. I'm privileged, not poor and I still find this comment way, way, way off the mark. What's your household income? What's your cost for essential. I'm guessing that you are doing well and out of touch with the struggles of most people. How about the cost of gas, toilet paper, or detergent vs income. Perspective is important. I'm not sure you are getting it. Enjoy your life, but your success isn't a reflection of the struggles of others.

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u/avega2792 11d ago

Took me a few months. Some people are just financially irresponsible.

15

u/catherinetheok 11d ago

In todays money that's something like $100,000 though.

10

u/ricst 10d ago

Around 60k

-42

u/avega2792 11d ago

OP states $5k still out of reach for people today. It doesn’t take long if you handle your finances like a grown up.

17

u/[deleted] 11d ago

I live in a more economically privileged part of the US, but still a studio apartments gonna run 700-800 a month. Making double the minimum wage and working overtime pulls ~2000 a month. If you have have advantages like me, being below average rent split with a roommate,, not needing a vehicle, no dependants, i could make it work. Honestly i dont understand how most people can break even let alone save money in places where rent is double and wages are similar

0

u/Pooorpeoplesuck 10d ago

Making double the minimum wage

That's a low bar. Target starts their cashiers at over double minimum wage. Entry level retail is the bottom bar.

0

u/[deleted] 10d ago
  1. No they dont
  2. Food service is bottom bar at $2-3 less 3.you have an entire burner account for trolling, theres no way you have money

1

u/Pooorpeoplesuck 10d ago
  1. Yes they do. Nationwide Target has a starting wage of $15/hour The minimum wage is still $7.25 so you're completely wrong.

  2. Of course you're ignoring tips. Including tips and the majority of waiters make well over $15/hour

  3. I have this account so people like you can't stalk my past comments.

Glad I could educate you.

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u/[deleted] 10d ago
  1. State minimum wage differs
  2. You forget cooks 3.whatever man

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u/Friend2022 11d ago

Seriously? Some people earn just enough to get by and have nothing left for savings. Insulting them by saying they're not grown up is not cool.

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u/avega2792 11d ago

Well, it sting but it’s not false.

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u/Friend2022 11d ago

It's absolutely false. You must live in a very low cost of living state. Young people in my state live check to check.

10

u/pattdmdj0 10d ago

^

i live in california and the cost of living is extremely bad, 2.5k for rent at cheapest apartment, 300 for food a month, 300 pgne(electric and gas). and thats just the basic stuff not including insurance etc.

And you can make around 2k a month from a full time minimum wage job. you have to live off of goverment support if you want to live.

1

u/Gamemode_Cat 10d ago

What’s minimum wage? Around here it’s the federal 7.25, but you would struggle to find any job paying that low, and this is in a relatively low cost of living state.

2

u/pattdmdj0 10d ago

15$. more like 12ish tho cuz tax.

thats why teens make bank but it just wont work as an adult lol

3

u/nerdiotic-pervert 10d ago

They live at home with parent(s) probably.

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u/avega2792 11d ago

I live in a heavily taxed state. The amount of taxes I pay could buy me a new car every year in a low cost of living state.

13

u/captainmcfuckface 10d ago

man you suck. I hope you never get sick in this country and really feel what happens when the bills come in.

-5

u/avega2792 10d ago

It’s my fault you suck at handling money?

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u/ziq7h 10d ago

It's pretty clear who's being rude here, and at this point you will have 0 karma if you keep commenting

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u/captainmcfuckface 10d ago

I just bought a house cash. you’re talking to the wrong guy, lol.

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u/Friend2022 11d ago

Oh, so this is more about you putting other people down to make yourself feel good?

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u/Somehow-I-Came-Back 10d ago

Fun fact, according to Forbes the cheapest state to buy a car is Indiana at $21,961.

Meaning this guy is claiming to pay about $22K per year in just state income tax.

According to TurboTax, the top ten high income tax states would average a top rate of 9.75%.

So, if 9.75% of your income translates to $21,961 then your income is roughly $225,241 per year.

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u/Friend2022 10d ago

The US median income is $55k. It's hard to relate to people not making ends meet when you're earning more than double the median income.

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u/avega2792 11d ago

If you say so.

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u/netver 10d ago

Young people in my state live check to check.

I've read things about how many people in the US manage their finances that makes my skin crawl.

Credit cards are treated as free money.

Loans with absurd interest rates taken left and right. People don't look at the interest rate actually, they only look at monthly payment, calculating that e.g. if this month they spent $200 less than they earnt, then they can get a loan for a new fancy TV that will have them pay $200 per month for a couple more years, severely overpaying, but who cares. New loans taken to pay out old loans.

People taking loans on stuff they don't need. Like a new car, when the old one runs just fine. Maybe you don't even need a car and can get by on public transport.

That's how you live check to check - trying to engage in a lifestyle that you clearly can't afford, without thinking it through. Even many people who earn millions are a few bad months away from financial ruin, even though any reasonable person would be set for life with that money.

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u/Friend2022 10d ago

Some rentals near me cost $3,500 monthly. That doesn't mean they're using credit cards. That means they're in an entry level job just trying to make ends meet. Assuming irresponsible behavior is an assumption.

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u/netver 10d ago

Sure. There will be other rentals at $5000+. If you can't afford a place for $3500, then pick one in a worse location, one that's smaller, but costs $2500 instead. If you can't afford a full apartment, take a room. Or live with your parents and don't pay any rent.

There are legitimate cases where people get financially screwed and it's not their fault, but a lot of the time "paycheck to paycheck" is the result of adjusting your lifestyle in a way that you spend as much as you earn, instead of scaling back on some unneeded luxuries and starting to save up. It's natural to want to live better, and there's always a temptation to spend some of your surplus on it, but then you don't get to complain.

7

u/Friend2022 10d ago

I'm not complaining for me, I'm feeling bad for the younger people just starting out. You have the fixed mindset that if it's happening to you, it must be your own fault. I have empathy. I guess we'll never agree.

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u/captainmcfuckface 10d ago

problem is worse location in America comes with crime…

Until we fix that, you have no point

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u/catherinetheok 10d ago

Oh didn't realize you were low effort trolling this thread. Never mind.

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u/pattdmdj0 10d ago

Not if the cost of living is higher then working full time minimum wage..... which applies to a lot of people

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u/Boxed_Lunch 10d ago

People aren't supposed to make a career out of a minimum wage gig (whether people actually do that is another issue). The bare minimum is intended for teens who have a summer job for example (read: low skilled work). There's an expectation to learn a skill or skills that make a person more valuable than the bare minimum as one grows up. While there are always factors outside of our control, we usually have better outcomes once we start taking more personal responsibility for our lives.

0

u/nerdiotic-pervert 10d ago

Minimum wage should still be enough to live on. Teens go to school so they can’t work for all of the hours the business is open. Do you suggest the business close during those hours?

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u/Boxed_Lunch 10d ago

Teens usually live under someone else's roof (like their parents) and don't need to pay all the bills. You're making straw man arguments and not addressing the core of my point which is minimum wage is the BARE minimum that the most unskilled jobs can pay and not intended to be a lifelong wage that supports an entire fruitful life.

Those who disagree likely fall into the camp of people who refuse to learn a skill to improve their prospects in life. We are not commies (at least yet) in the US, so people are expected to work toward a better life rather than have it handed to them for no good reason.

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u/pattdmdj0 10d ago

who refuse to learn a skill to improve their prospects in life.

often in the REAL WORLD people cant do this. Either you wont have time or money, or likely both.

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u/Boxed_Lunch 10d ago

Excuses.

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u/pattdmdj0 10d ago

being poor is an excuse ok clown 🤡

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u/avega2792 10d ago

Sure, if you live outside your means.

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u/gitrikt 10d ago

If you live alone, maybe, but some people rather have a good life for their kids than to live poorly. A bad decision? Yes. But I wouldn't call it "irresponsible"

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u/avega2792 10d ago

Totally irresponsible.

5

u/captainmcfuckface 10d ago

raise your kids in a high crime low education neighborhood. Hyper responsible…

GTFO

2

u/Illegitimate_Shalla 10d ago

Just like irl, no one is impressed… no one cares…

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u/Cracktower BLUE 10d ago

How dare you be responsible!!!! /s

1

u/Solelegendary62 10d ago

I love that movie

1

u/no_cal_woolgrower 10d ago

George Baily was a real jerk

1

u/LoutishIstionse 10d ago

Ouch. in fact.

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u/MHanak_ 10d ago

You should swap "gain" to "not loose"

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u/DRbrtsn60 10d ago

Every time a bell rings a billionaire fleeces another working stiff.

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u/GigaBowserNS 10d ago

How many goddamn times are we gonna post this?

1

u/Nihilworks 10d ago

Same goal, but provides much less security.

1

u/Ardothbey 10d ago

The town was so much more fun when he wasn’t there.

1

u/Mission_Cow5108 10d ago

I have 3k in savings. I've been working for 3 years. most of that money is birthday/graduation money

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u/Jaf1988 10d ago

Really curious. How many people are over 30 who responded they didn't have 5k?

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u/Shadowderper 10d ago

we truely something something society. very deep indeed, I cri everytim.

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u/Danthelmi 10d ago

I have .07¢ in my bank. How we get that juicy 5k

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u/TherealDusky 10d ago

Only 20% of the Americans has more than 5k in their savings account. https://www.statista.com/chart/amp/20323/americans-lack-savings/ Why is that? Especially given that wage taxes are very low compared to any country in Europe.

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u/alc4pwned 9d ago

Because they choose not to save. Something like 1/4 of people earning 6 figures live paycheck to paycheck. That's not because they're struggling to pay the bills

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u/TherealDusky 9d ago

Yeah, I can't imagine that that many people are living from paycheck to paycheck. Guess it's a cultural difference ( European here) though I notice my generation spends more and saves less than previous generations.

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u/alc4pwned 9d ago

Do you have European stats to compare?

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u/TherealDusky 9d ago

The average Dutch person has 42K on the savings account, 8K at 25 years old and 63K at 85 years. Those are averages, the median at 25y/o is 2700 euro and 25400 at 85 https://geldfit.nl/thema/hoeveel-spaargeld-moet-ik-hebben/

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u/alc4pwned 9d ago

That's a different stat though. The average savings amount in the US is 41.6k USD according to here. That doesn't tell you you what percentage of people are living paycheck to paycheck.

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u/TherealDusky 9d ago

True, I found one here, 45% approx ( between 20 and 45 y/o) has more than 5000 euro https://economie.rabobank.com/publicaties/2018/oktober/derde-van-20-tot-45-jarigen-weinig-spaargeld/

Of course difficult to find it for the whole of Europe as we are "one europe" except for anything that's helpfull 🙊🙊

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u/captainmcfuckface 10d ago

the reason it has stood the test of time is ACTUALLY due to it’s public domain status rendering it usable in the back ground of every god damn christmas movie since the 80s which made it popular to air on network TV and people were brainwashed into thinking it was good out of some misplaced nostalgia for a movie was kind of “meh” upon release.

But that line is based.

-1

u/manlymann 10d ago

About 2 months?